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General Motors CoGM +0.10%78 Cash Ratio is 0.26 as of Mar. 2026, which is 16% below its 10-year median of 0.31. GuruFocus rates GM with a GF Score™ of 78/100 and a GF Value™ of $64.10 (Modestly Overvalued). The stock has 10 warning signs investors should review. Among 1,307 Vehicles & Parts companies, General Motors Co ranks worse than 60.75% on this metric.
General Motors Co has a Cash Ratio of 0.26. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for General Motors Co's Cash Ratio or its related term are showing as below:
GM'
s Cash Ratio Range Over the Past 10 Years
Min: 0.25 Med: 0.31 Max: 0.51
Current: 0.26
During the past 13 years, General Motors Co's highest Cash Ratio was 0.51. The lowest was 0.25. And the median was 0.31.
GM's Cash Ratio is ranked worse than 60.75% of 1307
companies
in the Vehicles & Parts industry
Industry Median: 0.37
vs GM: 0.26
General Motors Co (NYSE:GM) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
General Motors Co Cash Ratio Related Terms
General Motors Co Cash Ratio Historical Data
* Premium members only.
The historical data trend for General Motors Co's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Auto Manufacturers subindustry, General Motors Co's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
General Motors Co Cash Ratio vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, General Motors Co's Cash Ratio distribution charts can be found below:
* The bar in red indicates where General Motors Co's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
General Motors Co (GM) has a Cash Ratio of 0.26 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on General Motors Co and its competitors. This is 16% below median its historical median of 0.31. Over the past decade, General Motors Co's Cash Ratio has ranged from 0.25 to 0.51. According to the industry distribution chart, General Motors Co ranks #794 out of 1307 companies in the Vehicles & Parts industry, placing it in the top 60.7%.
Is General Motors Co's Cash Ratio too high?
General Motors Co's current Cash Ratio of 0.26 is 16% below median its 10-year median of 0.31. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 0.51. The Vehicles & Parts industry median Cash Ratio is 0.37. General Motors Co's value of 0.26 is 29.7% below this industry median. Based on the distribution chart, General Motors Co ranks #794 out of 1307 companies in the Vehicles & Parts industry, which is below the industry midpoint. Overall, General Motors Co has a GF Score™ of 78/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does General Motors Co's Cash Ratio compare to F and RIVN?
According to the Vehicles & Parts industry distribution chart, General Motors Co ranks #794 out of 1307 companies for Cash Ratio. This places General Motors Co in the lower half of its industry. The industry median Cash Ratio is 0.37. General Motors Co's value of 0.26 is 29.7% below this benchmark. Historically, General Motors Co's own Cash Ratio has ranged from 0.25 to 0.51 over the past decade. While the company's 10-year median is 0.31 vs. the industry median of 0.37, General Motors Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Vehicles & Parts company?
The median Cash Ratio among Vehicles & Parts companies is 0.37, based on 1,307 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. General Motors Co's current Cash Ratio of 0.26 is 29.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on General Motors Co and its competitors. For the Vehicles & Parts industry, the median Cash Ratio is 0.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. General Motors Co's current Cash Ratio is 0.26, which is 16% below median its own 10-year median of 0.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is General Motors Co stock overvalued right now?
Based on GuruFocus' analysis, General Motors Co (GM) is currently considered Modestly Overvalued. The stock's GF Value™ is $64.10, compared to a current price of $77.72 — trading 21.2% above its estimated fair value. The current Cash Ratio is 0.26, which is 16% below median its 10-year median of 0.31 and 29.7% below the Vehicles & Parts industry median of 0.37. General Motors Co's overall GF Score™ is 78/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For General Motors Co (GM), the current Cash Ratio is 0.26 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is General Motors Co (GM) Overvalued in 2026?
Based on GuruFocus' analysis, General Motors Co stock appears to be overvalued.
The current stock price of $77.72 is trading 21.2% above its estimated GF Value™ of $64.10.
GuruFocus considers General Motors Co to be Modestly Overvalued.
Key valuation signals for GM:
Cash Ratio: 0.26 (16% below median its 10-year median of 0.31)
GF Value™: $64.10 vs. price of $77.72 (21.2% above fair value)
Industry Position: 29.7% below the Vehicles & Parts median (#794 of 1307)
No single metric tells the full story. See the GM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
General Motors Co. emerged from the bankruptcy of General Motors Corp. (old GM) in July 2009. GM has eight brands and operates under three segments: GM North America, GM International, and GM Financial. The United States now has four brands instead of eight under old GM. The company regained its US market share leadership in 2022, after losing it to Toyota due to the chip shortage in 2021. 2025 US share was 17.4%, up 60 basis points from 2024. The Cruise autonomous vehicle arm, which GM now owns outright, previously operated driverless geofenced AV robotaxi services in San Francisco and other cities, but after a 2023 accident, GM decided that it will focus on personal AVs. GM Financial became the company's captive finance arm in 2010 via the purchase of AmeriCredit.
78GF Score
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